https://www.freepressjournal.in/analysis/npci-upi-credit-cards-and-customer-safety
NPCI, UPI, digital payments and customer protection
RN Bhaskar
[Clarificatory Note: On 17 June 2022, five days after the article appeared on our website, and seven days after we sent out queries to NPCI before writing the story, NPCI came forth...
New trade blocs form, India remains on the fringes
RN Bhaskar
Suddenly, gold has become important. It always does, when there is economic uncertainty, and high inflation. While it is early days to talk about inflation, everyone knows how uncertain the...
http://www.freepressjournal.in/editorspick/gms-needs-polishing-for-brighter-glow/716007
The Gold Monetisation scheme deserves to be better implemented
— By RN Bhaskar | Nov 19, 2015 12:00 am
It is heartening to see the government pushing the GMS (Gold Monetisation Scheme). After decades, the government has finally become quite serious about mobilising...
Are India’s milk markets up for sale?
RN Bhaskar
I have been this way before, and I am sure
To be this way again. Once again
Excerpt from a Neil Diamond song in the Serenade album
Update: After this article appeared, the...
R N Bhaskar
13 April 2015
First, the caveat. This analysis is not meant to hurt the sentiments of any community. It is to present scenarios which should be considered seriously.
Now, the analysis.
True, India is the world #1 in both milk...
http://www.freepressjournal.in/analysis/demonetisation-devilry-quo-vadis-where-are-you-going-rn-bhaskar/984040
Demonetisation dilemmas: the possible consequences
The Cassandras are out in full force. Their numbers are growing. And the chorus includes some big names – Paul Krugman, Manmohan Singh and Kaushik Basu among others.
Now research from the Fitch affiliated India Ratings...
http://www.freepressjournal.in/analysis/rn-bhaskar-can-psus-help-improve-governments-balance-sheet/1081627
Can the government’s balance sheet be improved through revaluing PSUs?
— By RN Bhaskar | Jun 08, 2017 07:50 am
The government is caught between a rock and a hard place. It wants to create jobs through massive spending on infrastructure. But...
When banking jeopardises depositors' interests
—Feb 11, 2016 12:26 am
http://www.freepressjournal.in/when-banking-becomes-a-nightmare-rn-bhaskar/777519
Expect public sector banks (PSBs) to come under increasing pressure in the coming two years. They will groan under swelling non-performing assets (NPAs). People, who thought that the worst was...
http://www.freepressjournal.in/analysis/policy-watch-did-rbi-and-the-government-allow-the-npa-loot/1273740
Essar, Videocon and other NPAs - did RBI and the government abet this?
RN Bhaskar | May 10, 2018
Bank NPAs are bleeding India. Yet, on 14 March 2018, the RBI governor, Urjit Patel bemoaned the fact that he had more power to...
Economy indicators defy GST growth
By RN Bhaskar
Image generated through https://deepai.org/machine-learning-model/text2img
On 1 June 2025, the government announced that its GST collections had climbed 10% year-on-year (https://www.pib.gov.in/PressReleasePage.aspx?PRID=2022459).
Illusion of strength and health
It said that the GDP growth was “driven by a strong...









































